Bakkies Botha cited but cleared after face slap on Ryan Kankowski

first_imgTuesday May 19, 2009 Bakkies Botha cited but cleared after face slap on Ryan Kankowski Bulls lock Bakkies Botha was cited this past weekend after he lashed out at Sharks eighthman Ryan Kankowski in their exciting Super 14 meeting in DurbanThe Bulls won the match 27-26, ending on top of the table, denying the Sharks the win and a crack at making the Semis themselves. The match got off to a ferocious start, with this incident taking place within the first few minutes.The hot-headed Botha faced a disciplinary hearing on Monday afternoon following his lashing out at Kankowski with an open hand. He was subsequently cleared of any further punishment by the judicial committee though, after the defence argued that Botha pushed, rather than deliberately struck Kankowski with a slap.The Judicial Officer took into consideration the fact that the referee was in full view of the incident, and ruled that their was no intent to strike, but that the Bulls lock was simply trying to release himself from the grasp of the Sharks player.The Bulls and Springbok enforcer will be available for their home semi final against the Crusaders on Saturday in Pretoria, and should they make it, the final. Your verdict? Suspension, yellow card, or neither? Is Bakkies lucky to get away with this? Time: 02:21ADVERTISEMENT Posted By: rugbydump Share Send Thanks Sorry there has been an error Related Articles 81 WEEKS AGO scottish prop saves fire victim 84 WEEKS AGO New Rugby X tournament insane 112 WEEKS AGO Vunipola stands by his comments supporting… From the WebThis Video Will Soon Be Banned. 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Watch: Reforging the Steelers | Episode 2 | RugbyPass Original Documentary In Episode 2 of Reforging the Steelers, we follow the team through rounds two to four as they try to get their season on track after an opening loss to competition powerhouses Tasman. Leinster finish with Rainbow flourish as fans attend RDS for first time in 16 months Retiring duo Scott Fardy and Michael Bent bowed out on a winning note as Leinster finished the Rainbow Cup with a victory over Dragons. Final round of the Gallagher Premiership hit by a second match cancellation The final round of the Premiership lost the Worcester-Gloucester match on Tuesday and now Bristol versus London Irish is off. Crusaders player ratings vs Rebels | Super Rugby Trans-Tasman Which Crusaders stood out in their 26-point win over the Rebels in the final round of Super Rugby Trans-Tasman? Shock result: Crusaders left to rue costly errors with win over Rebels not enough for final guarantee In a shock result, the Crusaders have failed to record the requisite winning margin needed over the Rebels to book themselves a spot in the Super Rugby Trans-Tasman final and are now reliant on the Blues dropping the ball against the Force. Bakkies Botha cited but cleared after face slap on Ryan Kankowski | RugbyDump – Rugby News & Videos RugbyDump Home RugbyDump Academy Store About Contact Legal Privacy Policy Cookie Policy Categories Latest Great Tries Big Hits & Dirty Play See It To Believe It Funnies Training Videos Player Features RugbyDump Home RugbyDump Academy Store About Contact Sitemap Categories Latest Great Tries Big Hits & Dirty Play See It To Believe It Funnies Training Videos Player Features Legal Privacy Policy Cookie Policy Sign In Username or Email Password Stay logged in Forgot password Thank you for registering Click here to login Register Register now for RugbyDump commenting & enewsletter. * Required fields. Username * Password * Email * Password Repeat * Please send me news, information and special offers from RugbyDump By clicking register you agree to our Privacy Policylast_img read more

Stacey-Turley Residence / Kariouk

first_img Stacey-Turley Residence / Kariouk Projects CopyAbout this officeKarioukOfficeFollowProductsGlassSteelConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesOttawaHousesCanadaPublished on December 06, 2013Cite: “Stacey-Turley Residence / Kariouk” 06 Dec 2013. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogPartitionsSkyfoldChoosing the Skyfold Wall for Your SpaceGlass3MGlass Finish – FASARA™ GeometricShower ColumnshansgroheShoulder ShowersPanels / Prefabricated AssembliesMorin Corp.Metal Wall Systems – ExposedStonesCosentinoSurfaces – Dekton® Stonika SeriesConcrete FloorsSikaIndustrial Floor CoatingsHanging LampsLouis PoulsenPendant Lights – KeglenDoorsSky-FrameInsulated Sliding Doors – Sky-Frame SlopeThermalSchöckMinimizing Thermal Bridges in BalconiesWindowspanoramah!®ah! Ultra MinimalistEnclosures / Double Skin FacadesAlucoilStructural Honeycomb Panels – LarcoreWork ChairsDynamobelWork Chair – SLAT 16More products »Read commentsSave世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Architects: Kariouk Year Completion year of this architecture project 2013 Year:  Canada “COPY” ShareFacebookTwitterPinterestWhatsappMailOr Clipboard R.K. Porter General Contracting Inc Stacey-Turley Residence / KarioukSave this projectSaveStacey-Turley Residence / Kariouk 2013 Millwork:Karhu Fine Cabinetry, MillworkAccordion Windows:Monarch Moveable Glass WallsEngineering:ART EngineeringArchitect In Charge:Paul duBellet KarioukDesign Team:Chris Davis, David King, Sarah McMurtry, Dimitar Mehandjiev, Adam PaquetteCity:OttawaCountry:CanadaMore SpecsLess SpecsSave this picture!© Christian LalondeText description provided by the architects. The requirements for this project called for the design of a small home that would respond to the evolving life needs of a young couple, with two small boys, who intend to live their lives here for the next half century.  A significant spatial challenge from the start of the project was that the maximum allowable width of the house could only be twenty-four feet, hence the house would necessarily need to be long; because windows on the long sides of the home were greatly restricted by zoning regulations, there was an immediate design challenge to bring light into the long interior volume that otherwise would be dark. Save this picture!© Christian LalondeDesign Solution: The home is set as far back as possible within a contoured landscape, effectively turning the “basement” into a “lower level” that opens fully to the light and views of the large front garden. Here, and as well above on the main floor, the front wall comprises a floor-to-ceiling glass accordion-door system that can open 100% to the landscape. On the main floor, the roof overhang is calibrated to block the higher-angled summer sun, while the lower-angled winter sun penetrates the home.  Save this picture!© Christian LalondeThe Insulated Concrete Form walls (ICF) and the poured concrete, radiant heated floors capture and hold the warmth of the winter sun, gradually releasing the heat throughout the home in the evening. The sloped roof continues through the interior and reaches fourteen-feet to catch light and to create a “chimney effect” that accelerates breezes down the length of the house, eliminating the need for air conditioning. Save this picture!Ground Floor PlanLight is brought into the center of the home through an ensuite whose volume hovers in a large opening in the floor plate; the bathroom is fitted with expansive skylights and clerestory, allowing daylight to spill through that opening, illuminating both levels. Save this picture!SectionProject gallerySee allShow lessBuilding Transformed Into Giant Rubik’s CubeArchitecture NewsA Year Without OscarArchitecture News Share Photographs CopyHouses•Ottawa, Canada photographs:  Christian LalondePhotographs:  Christian Lalonde Houses Year:  ArchDaily Save this picture!© Christian Lalonde+ 14 Share General Contractor: “COPY”last_img read more

Mortgage Delinquency Rate Declines at Unprecedented Pace

first_img The Week Ahead: Nearing the Forbearance Exit 2 days ago  Print This Post Sign up for DS News Daily The mortgage delinquency rate is improving at an unprecedented rate, researchers say. That’s thanks in large part to a gradually recovering labor market.According to the Mortgage Bankers Association (MBA) Q1 report, the delinquency rate for mortgage loans on one-to-four-unit residential properties decreased to a seasonally adjusted rate of 6.38% of all loans outstanding at the end of the first quarter. The MBA includes loans in forbearance if the payment was not made based on the original terms of the mortgage. The research shows the delinquency rate dropped 35 basis points from the fourth quarter of 2020. Experts at the MBA say there has never been such a substantial decline in the delinquency rate over such a short period of time.Marina Walsh, MBA’s VP of Industry Analysis attributes the rapid improvement to an increasingly positive employment outlook and government stimulus programs.”Mortgage delinquency rates continued to decrease in the first quarter of 2021, as a rebounding job market and stimulus checks helped borrowers stay current on their mortgage payments,” Walsh said. “Mortgage delinquencies track closely to the U.S. unemployment rate, and with unemployment dropping from last year’s spike, many households appear to be doing better.”In April’s employment statistics report, jobs gains came in at 266,000. The U.S. has now regained approximately 63% of the jobs lost at the start of the pandemic. It’s still “far below consensus expectations,” says First American Economist Odeta Kushi, but homeowners seem to be suffering slightly less, fiscally.“As of the first quarter of 2021, low-earning job losses were down 7.8% year over year, while high-earning job losses were down 1.9%. This is one reason why housing has been resilient – this service sector-driven recession has disproportionally hurt younger, lower-wage workers who are less likely to be homeowners or homebuyers,” Kushi said.That said, the mortgage delinquency rate, which peaked at 8.22% in the second quarter of 2020, has dropped by 184 basis points to 6.38% within three quarters. In addition, this quarter’s earliest stage delinquencies— the 30-day and 60-day delinquencies combined—dropped to the lowest levels since the inception of the survey in 1979, Walsh said.”Notwithstanding the welcome improvement in mortgage delinquencies and the positive job outlook, the delinquency rate this past quarter still remains 105 basis points higher than its historical quarterly average of 5.33 percent,” Walsh said. “We continue to see seriously delinquent loans—those loans that are over 90 days past due or in the process of foreclosure—at elevated levels, particularly for FHA and VA borrowers.”Echoing the MBA’s findings, the research team at Black Knight reported a strong improvement to COVID-related forbearance activity with Tuesday-to-Tuesday (May 4) volumes dipping by 105,000 or 4.5%.As of May 4, just over 2.2 million or 4.2% of homeowners remain in COVID-19 related forbearance plans, including 2.5% of Fannie Mae and Freddie Mac-backed loans, 7.4% of Federal Housing Administration or VA-backed loans, and 4.8% of portfolio or private loans.Black Knight’s analysts report that 350,000 forbearance plans are set to be reviewed for extension or removal in May—that number climbs to nearly 900,000 in June, the final quarterly review before early forbearance entrants begin to reach their 18-month plan expirations later this year.Walsh concluded that “upon exiting long-term forbearance, some borrowers, regardless of their improving employment prospects, may need more complex workout options, such as loan modifications, to remain in their homes.”The full MBA National Delinquency Report is available at Black Knight’s weekly forbearance reports are available on Black Knight’s blog.And find Odeta Kushi’s regular commentary on First American’s Economic Center blog.  Demand Propels Home Prices Upward 2 days ago 2021-05-07 Christina Hughes Babb Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Christina Hughes Babb Home / Daily Dose / Mortgage Delinquency Rate Declines at Unprecedented Pace in Daily Dose, Featured, Market Studies, News Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Mortgage Delinquency Rate Declines at Unprecedented Pace The Best Markets For Residential Property Investors 2 days ago Previous: FHFA Seeks Input on Short-Term Rentals Next: Housing Survey Shows Purchase Pessimism at All-Time High 23 days ago 3,305 Views The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly,, Dallas Observer, Edible, and the Dallas Morning News, among others. Subscribe Demand Propels Home Prices Upward 2 days ago Related Articleslast_img read more

Met Eireann issue yellow rainfall warning for Donegal

first_img Important message for people attending LUH’s INR clinic Met Eireann has issued a yellow rainfall warning for counties in the West tomorrow.It’s expecting heavy downpours tomorrow evening into the night and again on Tuesday.The counties affected include all of Connacht along with Donegal, Cork, Clare and Kerry. Twitter By News Highland – November 22, 2020 Pinterest Previous articleGardai remind shoppers of potential risks when buying onlineNext articleMissing person located following search in Dunkineely News Highland Twitter Loganair’s new Derry – Liverpool air service takes off from CODA Nine til Noon Show – Listen back to Monday’s Programme DL Debate – 24/05/21 Met Eireann issue yellow rainfall warning for Donegal Google+center_img Homepage BannerNews WhatsApp WhatsApp RELATED ARTICLESMORE FROM AUTHOR Arranmore progress and potential flagged as population grows Facebook News, Sport and Obituaries on Monday May 24th Facebook Pinterest Google+last_img read more

Texas crash caused by alleged drunk driver kills 3 members of Thin Blue Line motorcycle club, injures 9

first_imgiStock/ChiccoDodiFCBy: BILL HUTCHINSON, ABC News(SAN ANTONIO) — Three members of the Thin Blue Line Law Enforcement Motorcycle Club were killed and nine others were critically injured when an alleged drunken driver going in the opposite direction swerved into their lane and hit them head-on while they were on a group ride in the Texas Hill Country, officials said.The crash occurred about 5 p.m. on Saturday on a highway in Kerrville, Texas, about 65 miles northwest of San Antonio, according to the Kerr County Sheriff’s Office.“They were on a ride in the Texas Hill Country and were on Highway 16 south of Kerrville, when another person crosses the center stripe,” the sheriff’s office said in a statement posted on its Facebook page.The sheriff’s office said the driver who struck the motorcycle club members was arrested on several counts of intoxicated manslaughter and intoxication assault. The name of the alleged drunken driver was not immediately released.“Please keep our brothers with the Thin Blue Line Law Enforcement Motorcycle Club in ya’lls prayers,” the statement from the sheriff’s office reads.The motorcycle club, comprised of active and retired law enforcement officers and military service members, had gathered in Texas for the weekend to celebrate the group’s 11th birthday, according to a spokesman for the club.The club members killed were identified as Joseph Paglia, Jerry Wayne Harbour and Michael White, according to a statement issued by David Weed, a spokesman for the club. Weed said the club members were attending the annual Thin Blue Line meeting in Bandera, Texas, and celebrating the club’s birthday.Weed said Paglia was a former Niles City, Illinois, police officer and the president of the motorcycle club’s Chicago chapter. He said White, a former Chicago Community Services officer and U.S. Army veteran, was also a member of the Chicago chapter and served as its secretary.Harbour, who was from Houston, was a Thin Blue Line National Ambassador, a retired Army lieutenant colonel and a retired Eastern Airlines pilot, Weed said.“These men who spent their lives serving our Country and their communities with valor and honor,” Weed said in his statement.He said the crash occurred when a group of club members went on a “leisurely motorcycle ride” headed back to Bandera after having lunch in Kerrville.Copyright © 2020, ABC Audio. All rights reserved.last_img read more

Euro work time ruling weakens Byers’ move

first_imgEuro work time ruling weakens Byers’ moveOn 11 Jan 2000 in Personnel Today Comments are closed. Government efforts to make working time law more flexible for employers areset to be thwarted following a ruling by the Advocate General of the EuropeanUnion.As Secretary of State for Trade & Industry Stephen Byers made hislong-awaited change to the UK law just before Christmas, giving more freedom toemployers, the Advocate General ruled that rights to a shorter working weekshould be strengthened.The new ruling contradicts the Government’s definition of working time, byincluding hours spent on-call under some conditions. The Advocate General’sview is nearly always backed by the European Court of Justice. Confirmation by the court would force the Government into yet anotherrewrite of the regulations which came into force only 15 months ago.”This threatens to be a case of massive significance,” said ChrisMordue, solicitor at leading law firm Pinsent Curtis. “If the EuropeanCourt of Justice upholds this – the most fundamental issue under the law – whatcounts as working time – will need to be reconsidered.”Employers with large numbers of staff on call – utilities, health and otheremergency services – reacted with alarm. Motoring organisation AA said itdetracts from the idea of having staff on call. Philippa Stokes, employeerelations manager at the firm, said the change would make it “extremelydifficult for employers trying to run a business”.Byers’ amendment was approved by Parliament before Christmas. The newregulations scrap record-keeping for those who have opted out of the 48-hourlimit and discount voluntary unpaid extra work. Explanatory guidance has stillnot appeared, but is due by the end of January.The move was welcomed by the CBI, which said its members had expressed reliefand delight at the greater flexibility.The Advocate General was ruling on a case brought by Spanish health unionSimap. ADTIspokesman said, “The UKdoes believe that its interpretation iscorrect but we will look at the opinion and wait for the ruling.By News Team Previous Article Next Article Related posts:No related photos.last_img read more

146th Kentucky Derby delayed amid coronavirus outbreak

first_imgMarch 17, 2020 /Sports News – National 146th Kentucky Derby delayed amid coronavirus outbreak Written by Beau Lund FacebookTwitterLinkedInEmailtraveler1116/iStock(LOUISVILLE, Ky.) — The fastest two minutes in sports will have to wait until the fall.Churchill Downs announced that the 146th Kentucky Derby will be rescheduled from May 2 to Sept. 5.“Throughout the rapid development of the COVID-19 pandemic, our first priority has been how to best protect the safety and health of our guests, team members and community,” Churchill Downs Incorporated CEO, Bill Carstanjen, said. “The most recent developments have led us to make some very difficult, but we believe, necessary decisions and our hearts are with those who have been or continue to be affected by this pandemic.” The 146th Kentucky Derby will be rescheduled from May 2, 2020 to September 5, 2020Additional Information— Kentucky Derby (@KentuckyDerby) March 17, 2020Ticketed guests will automatically be valid for the new race dates, but if a patron can no longer attend at the new scheduled race dates, information will be made available later this week on the official website for potential refunds. Copyright © 2020, ABC Audio. All rights reserved.last_img read more


first_imgMany congratulations to Hovis on its 120th birthday! And particular congratulations to all the millers and bakers who have maintained the standard over the years, enabling the loaf to hold such a prominent place in our hearts – and on the shelves of course.Colin Lomax, RHM technical manager, merits a special mention. He is one of those individuals who has the talent to inspire others: company directors, fellow bakers, up-and-coming students, and the editor of British Baker, who has seen him at work. He knows vast amounts about milling and baking and, like so many in this industry, cares deeply for his craft. The last time he judged a competition, I heard a student say: “He makes me really want to get the crumb better – up to his standards.” That’s because he puts in enthusiasm and draws out talent.But his sense of humour is never far below the surface, as anyone who has worked with him, seen him demonstrate or sat in on a British Society of Baking conference he has chaired, knows.Paul Wilkinson and Peter Baker, famous names from RHM’s recent past, have moved on, but both contributed a great deal not just to Hovis but RHM’s success, and I am proud to have met and know them both.I must admit I went a bit wobbly when Hovis launched a crustless version of its loaf. I wanted to shout; “That’s where most of the flavour is!” But as soon as I learned it was aimed principally at kids, I felt a lot better.Importantly, Hovis has always “combined innovation and the desire to move forwards with an emphasis on quality and tradition” (pg 26). That is also obvious talking to Miles Warnick, who heads up RHM Bread Bakeries, and Jon Tanner sales and marketing director of the milling division. It must be a very proud time for them, too, with the parent company going for flotation last year and a recent rise in the share price.British Baker actually reached its 120th anniversary six months ago, so we have played an important part in each other’s lives.Tradition is being re-enacted as the famous commercial of the Hovis ‘boy and his bike’ makes a return. It pictures a traditional baker’s boy, wheeling his traditional delivery bike up Gold Hill in Dorset, delivering bread from a traditional basket. But if we look in that basket today, we see modern loaves, made on the latest plant and equipment – and still the pinnacle of success. A very happy 120th to Hovis!last_img read more

Brooks steps down from Finsbury

first_imgDave Brooks, chief executive of major own-brand premium cakes supplier Finsbury Food Group, who steered the business into its number two position within the UK cake industry, is to step down from his role with effect from 29 September.Brooks will be replaced by major shareholder Martin Lightbody, previously group strategic development director.Brooks, 41, who spearheaded the group’s acquisition trail after it formed in 2002, told British Baker that his departure would be unlikely to lead to a change of direction for Finsbury.He said: “I don’t see us moving away from premium, celebration, health or from our brands.”The board is very clear that the next 18 months will be about driving the businesses we’ve got during tough econo-mic times.”Brooks revealed he had no imminent plans, other than to fulfil a consultancy role for Finsbury until March 2009, and left for personal reasons.Lightbody said “The group has an excellent portfolio of products, so despite the fact that I am taking over at a challenging time, it is an opportunity I relish.”last_img read more

News story: Joint statement on UK and Eastern and Southern Africa EPA

first_imgSenior trade officials from the United Kingdom (UK) and Eastern and Southern Africa (ESA) States met in Johannesburg, South Africa, on 6 to 7 September to continue discussions to maintain the current trade relationship between the UK and the ESA countries after the UK leaves the EU. The UK and ESA states from Madagascar, Mauritius, Seychelles, and Zimbabwe were represented.Senior trade officials set out their shared understanding that inclusive trade is essential for poverty eradication and sustained growth. Senior trade officials agreed that the UK-ESA EPA should promote development.Officials present were able to conclude technical discussions on wording to ensure operability of a new replicated agreement, subject to final internal consultations.Senior trade officials confirmed therefore that they will be in a position to ensure that the agreement can be in place between the UK and ESA States as soon as the EU-ESA EPA no longer applies to the UK.This significant progress will ensure continuity of trade relations between the UK and ESA States once the EU-ESA EPA no longer applies to the UK, meaning that the parties will maintain the current market access and replicate the effects of the existing EU-ESA EPA. This confirmation, and the future UK-ESA EPA, are without prejudice to the terms of the EU-ESA EPA.Senior trade officials welcomed the progress achieved regarding the UK and EU’s agreement on a time-limited implementation period between the EU and UK following the UK’s departure from the EU, and in particular welcomed the intention for the UK to be treated, for the purposes of EU international agreements, as an EU member state for the duration of the implementation period between the EU and UK.Nevertheless, senior trade officials recognised that it is responsible to prepare for all potential outcomes. Senior trade officials confirm that they are therefore taking steps to ensure that their replicated agreement can be in place, if required, immediately upon the UK’s withdrawal from the EU in March 2019, in the event that no agreement is reached between the UK and EU. During discussions, attendees recognised the UK’s continuing obligations while it remains an EU member state.Senior trade officials reaffirmed that they share a strong ambition to further strengthen their partnership in the future, in order to further benefit both sides. In line with ensuring continuity of effect of this agreement, bilateral transition will include those set of issues which were due to be revisited within the EU-ESA iEPA. As that agreement will no longer apply to the UK, they will now form part of a built-in agenda.Senior trade officials re-affirmed the intention to cooperate closely in order to ensure that the mutual benefits of a UK-ESA EPA are fully realised.last_img read more